Stock Trader Class - Privacy Policy

This Privacy Policy (“Policy”) of www.StockTraderClass..com, and all related content, materials and services (collectively, the “Site”) is hereby made effective as of January 1, 2020, by Isaac Cohen (“StockTraderClass.com” or “we” or “us” or “our”).

General

When you (“you” or “your” or “user” or “member”) browse the Site, order or use our products, services or other materials available on the Site, you will provide certain information to us and we will learn, collect, use and share certain information about you for various purposes, as more fully set forth in this Policy.
By using or accessing the Site, you agree that you have read and understood this Policy, and acknowledge and consent to the learning, collection, use and sharing of your information as described in this Policy. If you do not agree with any portion of this Policy, you are prohibited from using or accessing the Site.

Information We Collect and Use

Our primary purpose in collecting information about you is to provide you with our products and services, but we will also use this information in connection with the operation and improvement of the Site and our business and may provide this information to our affiliates or to other third parties for use in their businesses or for other purposes.

When you access, visit. register for and otherwise use the Site, we will learn, collect, store and use:
  • personally identifiable data and information about you, such as your name, physical and/or electronic mail address, telephone, fax or mobile numbers, and other data or information that can be used to specifically identify you (all such personal data and information is collectively referred to herein as, “Personal Information”); and
  • non-personally identifiable information about you, such demographic information, location, age, gender, and data on your use of the Site and other online activity (“Non-Personally Identifiable Information”).
Personal Information and Non-Personally Identifiable Information are together referred to herein as “Information”.

Using the Site. When you access, visit and use the Site, we automatically receive and store the uniform resource locator of the prior webpage that you were on and of the webpage where you go after you leave the Site. We also receive and store additional Information such as your internet protocol (IP) address, browser types, domain name, and other statistical data involving your access, browsing and use of the Site. This Information is generally collected passively using various technologies, but this Information may also be provided by you through interactions or communications with the Site or us.

Orders & Purchases. In order to become a registered user of the Site or to use or obtain certain products or services offered on or through the Site, we will request, and you will need to provide us with, Personal Information such as your name, postal and/or email address, telephone, fax, age or mobile numbers. Registered users who purchase a product or service must also provide billing and credit card information. Without providing Personal Information, you cannot become a registered user of the Site, or obtain our products or services. We will use this Information to provide our products and services to you, in connection with our business and operations and in other ways that are provided in this Policy. We may also collect certain other Information from you such as demographic information. Providing this information is optional, and is not required.

We may also collect Information when you interact with the Site’s or our customer service in order to assist you or maintain or improve the Site.

Live YouTube Channel & Chat Room. We operate a chat room on YouTube site. Any Information you disclose in a chat room becomes public information. If you post Personal Information online, in a chat room, or anywhere on the Site that is accessible to the public or to other users, you have made that Information available to the public, and it is no longer private. In that case, other people may receive, collect and use that Information. You should exercise caution when deciding whether to post or disclose any of your Personal Information or any other Information in any chat room or forum, including any public or private chat room or forum on the Site.

Please note that Personal Information you have published on any chat room or forum, including any chat room or forum on our Site, may remain publicly available even if you request that such Information be internally deleted by StockTraderClass.com. We will not post your Personal Information in any public chat rooms or forums.

Cookies and Tracking Technologies

Like many websites, we use cookies and similar technologies to record your preferences, track your usage of the Site, improve the Site and collect data and other Information. A browser cookie is a small piece of data that is stored on your device to help websites and mobile apps remember things about you. Other technologies, including Web storage and identifiers associated with your device, may be used for similar purposes. In addition to browser cookies, StockTraderClass.com also receives and collects Information through other commonly used techniques and technologies, including without limitation:
  • through your browser, computer, mobile device, or tablet to ensure Site functionality,
  • through pixel tags, web beacons, or clear GIFs,
  • through Flash objects, or
  • ​through your IP Address.
For example, we use programs, software and/or applications, including, without limitation, Google Analytics, to analyze typical user behavior, improve the Site or in connection with our business or operations; and, for security purposes and to ensure the availability of the Site, we may also use programs, software and applications to monitor network traffic, identify unauthorized attempts to upload or change information, or otherwise cause damage to the Site or StockTraderClass.com. And, when you visit the Site, we automatically receive and collect the uniform resource locator of the prior webpage that you were on and of the webpage where you go after the Site, the IP address of your computer, the type of operating system and web browser you are using, your location, date and time of your access, pages viewed on the Site and other Information related to your visit to the Site.
How We Use Cookies and Other Tracking Technologies
Like most providers of online services, StockTraderClass.com uses cookies and other tracking technologies for a number of reasons, including, without limitation, protecting your StockTraderClass.com data and account, helping us see which features are most popular, counting visitors to a page, improving our users’ experience, keeping our services secure, and generally providing you with a better, more intuitive, and satisfying experience. Most cookies we use fall into one of the following general categories:

Category of Cookies

Why we use these cookies

Strictly Necessary

These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not then work.

Performance

These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. If you do not allow these cookies we will not know when you have visited our site and will not be able to monitor its performance.

Functionality

These cookies enable the website to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies then some or all of these services may not function properly.

Targeting

There are also certain third-party cookies that reside on our site that collect Personal Information, such as information that uniquely identifies your IP address, browser and internet device, that may be used by these third parties to, among other things, build a profile of your interests and show you relevant advertisements on this site and/or other sites.

Your Options

Cookies are automatically placed on your computer when you access the Site. Your browser or device may allow you to block or otherwise limit the use of cookies. Cookies are an important part of how our services work, so removing, rejecting, or limiting the use of them could affect the availability and functionality of our services.

Browser Cookies

Your browser may provide you with the option to refuse some or all browser cookies. You may also be able to remove cookies from your browser. For more information about how to manage browser cookies, please follow the instructions provided by your browser.

Information We Do Not Collect

StockTraderClass.com is solely an informational and educational platform and online community, providing impersonal advice and education so you can independently trade your own funds and securities. We do not provide investment advisory services or trade securities for the account of others. We are not an investment adviser or broker-dealer, do not provide advice on the value or advisability of your purchases of securities, and do not effect or facilitate transactions or otherwise handle securities or funds of others.

We only communicate with you through the contact information and social media accounts on the Site, would never give you personalized investment advice, and would never ask you for your social security number, to wire money or to provide access or information on your financial or securities accounts (except for billing purposes as set forth above)! Don’t be fooled by scams or other imposters asking for this information, they are not from StockTraderClass.com! If someone pretending to be affiliated with StockTraderClass.com asks you for this information, please contact StockTraderClass@gmail.com.

How We Use Your Information

StockTraderClass.com uses your Information, including Personal Information, in connection with the operation, development and improvement of the Site and other products and services offered by StockTraderClass.com and its affiliates, the operation and billing of your account and/or membership, and for other uses consistent with this Policy. StockTraderClass.com and its affiliates may use your Personal Information for any purpose related to their business or operations, including, without limitation, the following:
  • to provide our products and services, operate the Site and respond to your inquiries and fulfill your requests,
  • ​to manage your account and/or membership, subscription and other billing purposes,
  • to allow outside vendors or other to perform services on our behalf,
  • ​to inform you about information regarding the Site, products or services for which you apply or may be interested in applying for, or in which you are already enrolled, changes to terms, conditions, and policies and/or other administrative information,
  • to deliver marketing communications that we believe may be of interest to you, including ads or offers tailored to you from us or our affiliates,,
  • to personalize your experience on the Site,
  • to verify your identity and/or location in order to allow access to your accounts, and to maintain measures aimed at preventing fraud and protecting the security of account and Personal Information,
  • ​to allow you to participate in surveys and other forms of market research, sweepstakes, contests and similar promotions and to administer these activities (some of these activities may have additional rules, which may contain additional information about how Personal Information is used and shared),
  • ​for general business purposes, to otherwise manage and operate the Site, develop new services and products, and conduct the business and operations of StockTraderClass.com and its affiliates, including data analysis, audits, developing and improving products and services, enhancing the Site, identifying usage trends and determining the effectiveness of promotional campaigns,
  • identifying usage trends and determining the effectiveness of promotional campaigns,​
  • ​for risk control, for fraud detection and prevention,
  • to enforce the Terms and Conditions of www.StockTraderClass.com (the “Terms and Conditions”),
  • to protect the rights and property of StockTraderClass.com or its officers, directors, shareholders, employees or agents, and
  • to comply with laws and regulations, and to comply with other legal process and law enforcement requirements.
There are also certain third-party cookies that reside on our site that collect Personal Information, such as information that uniquely identifies your IP address, browser and internet device, that may be used by these third parties to, among other things, build a profile of your interests and show you relevant advertisements on this site and/or other sites.

Please be aware that you are responsible for the payment of any fees or costs incurred by you in connection with receipt of communications from StockTraderClass.com or its affiliates, including data, internet, cellular carrier or other similar fees.

Who Your Information May Be Shared With

StockTraderClass.com may share your Personal Information and Non-Personally Identifiable Information with third party vendors who need to know Information about you in order to provide their services to us. This group includes vendors that help us provide our services to you (like payment processing providers) and those that help us understand and enhance our services (like analytics providers). We may also share your Personal Information:
  • as described in this Policy;
  • as required by law or to comply with legal process, including, but not limited to, civil and criminal subpoenas, court orders or other compulsory disclosures;
  • as reasonably necessary to respond to claims of a violation of the rights of third parties, whether or not the third party is a user, individual, entity or government agency;
  • ​to detect, prevent and address fraud and other illegal activity and to prevent death or imminent bodily harm; or
  • for any purpose related to the business or operations of StockTraderClass.com or its affiliates.
There are also certain third-party cookies that reside on our site that collect Personal Information, such as information that uniquely identifies your IP address, browser and internet device, that may be used by these third parties to, among other things, build a profile of your interests and show you relevant advertisements on this site and/or other sites.

StockTraderClass.com may also share or otherwise provide Non-Personally Identifiable Information or other aggregated anonymous data or information to third parties (including sub processors) about the users or usage of the Site for purposes that we deem, in our sole discretion, to be appropriate.

StockTraderClass.com may post and use any testimonials about the Site that you have provided in connection with the marketing and promotion of the Site.

Testimonials and other marketing, promotions and advertisements may include limited Personal Information (such as first name and general location) that you have provided to StockTraderClass.com.

StockTraderClass.com may also disclose your Information to third parties as part of our selling the stock or assets of the company, as the result of a proposed or actual change in control of the company, or in connection with any financing of or investment in the company by a third party. Any successor or assign of StockTraderClass.com, including any third party to which StockTraderClass.com transfers or sells its assets, will have the right to continue to use your Information.

IF YOU DO NOT AGREE WITH ANY TERM OR PROVISION OF THIS POLICY, PLEASE EXIT THE SITE IMMEDIATELY. PLEASE BE ADVISED THAT YOUR CONTINUED USE OF THIS SITE OR THE PRODUCTS OR INFORMATION PROVIDED THEREBY SHALL INDICATE YOUR CONSENT AND AGREEMENT TO THIS POLICY

Access to and Protection of Your Personal Information. You may access, modify and correct some Personal Information provided to us through your account information on the Site. If you update, modify or correct any such Personal Information, we may keep copies of your Personal Information prior to such update, modification or correction for uses provided for in this Policy. To the extent that you wish to access, modify or correct Personal Information that is not available through your account information, you may contact us in the manner set forth below. We will endeavor to respond to your request in a timely manner.

Personal Information will be stored by us in databases or servers owned and maintained by us or our affiliates, agents or service providers. Personal Information will be protected in a commercially reasonable manner. We take what we believe to be industry standard security measures to help safeguard your Personal Information, but no system is entirely secure. Although we protect your Personal Information in a commercially reasonable manner and with industry standard security measures, we do not guarantee that your Information will always remain secure.

Data Retention
We process your Personal Information while your account is active or as needed to provide you our services. If you close your account(s), your Personal Information will be retained for seven years from the closure of your account.

Do Not Track

Some web browsers have a “Do Not Track” feature. This feature lets you tell websites you visit that you do not want to have your online activity tracked. These features are not yet uniform across browsers. Our Website is not currently set up to respond to those signals.

Links to Other Websites

We are not responsible for the practices employed by websites linked to or from the Site, nor the information or content contained in such websites, nor any third party’s use of Information or other data or information which we have sold, disclosure, shared or otherwise provided to them. Please remember that when you use a link to go from the Site to another website, this Policy is no longer in effect. Your browsing and interaction on any other website, including those that have a link on the Site, are subject to that website’s rules, terms and conditions, and/or policies.

Children

The Site is not directed to individuals under the age of 13. StockTraderClass.com does not intentionally collect any Information on the Site from individuals we actually know are under 13. In fact, registration for and use of the Site by persons under the age of 18 is expressly prohibited. If we become aware that we have collected any Information, including without limitation Personal Information, from a person under age 13, we will take steps to remove that Information.

GDPR Supplement to Privacy Policy of www.StockTraderClass..com

This GDPR Supplement to the Privacy Policy (the “GDPR Supplement”) of www.StockTraderClass..com (the “Site”), is hereby made effective as of January 1, 2020, by StockTraderClass.com, (“StockTraderClass.com” or “we” or “us” or “our”), and supplements that certain Privacy Policy of StockTraderClass.com, dated January 1, 2020 (the “Privacy Policy”), for the citizens of the European Union (the “EU”) described below.
This GDPR Supplement is intended to comply with Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the Protection of Natural Persons with regard to the Processing of Personal Data and on the Free Movement of Such Data, and Repealing Directive 95/46/EC (General Data Protection Regulation) (the “GDPR”).

This GDPR Supplement is directed to, and applies only to, residents of the European Union, to whom StockTraderClass.com offers goods or services, or who access the Site and may be subject to monitoring or the collection of personal data by StockTraderClass.com (“you” or “your” or “EU User” or “EU Member”), as when you browse the Site, register for a membership, or use our goods or services or other materials available on or through the Site, you will be providing certain Information to us that could be used to identify you, and we will learn, collect, use and share certain Information about you for various purposes, as more fully set forth in the Privacy Policy and this GDRP Supplement. For clarification, this GDPR Supplement applies to any Information of EU residents that is subject to the GDPR.

1. Contact Information

If you have questions regarding the Privacy Policy or this GDPR Supplement, then you should contact StockTraderClass.com at:
StockTraderClass.com
9955 65 Ave Rego Park NY 11374
Email: StockTraderClass@gmail.com.
Likewise, if you desire to exercise a right described Paragraphs 3 through 9, below, and your exercise of that right requires you to contact StockTraderClass.com, then you should contact StockTraderClass.com at StockTraderClass@gmail.com.

2. Legal Basis of Processing

Our legal basis for collecting and using the Information described above will depend on the type of Information and the specific context in which we collect it.
We process Information about you in order to provide our services in accordance with our Terms and Conditions, for example to provide you with our educational courses and to allow us to send you important service updates.
We also process Information about you where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, and improving our services).
In some cases, we may also have a legal obligation to collect Information about you, or may otherwise need the Information to protect your vital interests or those of another person.

3. Right to Access

You have a right to confirmation by StockTraderClass.com as to whether StockTraderClass.com is processing your personal data and, where that is the case, you have a right to access the following information:

1.   The purpose of the processing;
2.   The categories of personal data concerned;
3.   The recipients or categories of recipients to whom your personal data have been or will be disclosed;
4.   The envisaged period for which your personal data will be stored or the criteria used to determine that period;
5.   The existence of your right to rectification (discussed below);
6.   The existence of your right to erasure (discussed below);
7.   The existence of your right to restrict processing (discussed below);
8.   The existence of your right to object to processing (discussed below);
9.   The existence of your right to lodge a complaint with a supervisory authority (discussed below);
10. Whether StockTraderClass.com uses your personal data for automated decision-making and, where that is the case, the logic involved and the           significance and envisaged consequences to you;
11. Where StockTraderClass.com does not collect your personal data directly from you, the existence of your right to information regarding                       StockTraderClass.com’s source of your personal data; and
12.  Where StockTraderClass.com intends to transfer your personal data to a third country or international organization, the existence of your right          to be informed of the appropriate safeguards used in connection with the transfer.
Your right to access includes the right to obtain a copy of the personal data StockTraderClass.com is processing. In compliance with the GDPR, StockTraderClass.com will provide one such copy for free, but StockTraderClass.com may charge a reasonable fee for any additional copies.
  • Right of Erasure
You have a right of erasure to obtain from StockTraderClass.com the erasure of your personal data based on any of the following grounds:
1.  your personal data is no longer necessary in connection with the purposes for which StockTraderClass.com collected or otherwise processed             your personal data (subject to the exceptions described below);
2.  com collected or otherwise processed your personal data on the basis of your consent and you have since withdrawn your consent (subject to           the exceptions described below);
3.  You have exercised your right to object to processing (discussed below) and there are no overriding legitimate grounds for
     StockTraderClass.com to continue processing your personal data;
4.  com has unlawfully processed your personal data;
5.  Compliance with a legal obligation imposed by the EU or the law of any “member state” of the EU (a “Member State”), to which                                       StockTraderClass.com is subject, requires the erasure of your personal data; or
6.  com has collected your personal data in relation to the offer of information society services, i.e., an offer for a service normally provided for                remuneration, at a distance (the parties are not simultaneously present), by electronic means, and at the individual request of the recipient of            the service.

Exceptions

Your right to erasure described above, does not apply where StockTraderClass.com’s processing of your personal data is necessary for:

6.  exercising the right of freedom of expression and information;
7.  complying with a legal obligation imposed by the EU or any Member State to which StockTraderClass.com is subject or for carrying out a task in         the public interest; or
8.  establishing, exercising, or defending legal claims.
  • Right to Restrict Processing
You have a right to restrict StockTraderClass.com’s processing of your personal data if any of the following applies:

1.  you contest the accuracy of your personal data StockTraderClass.com is processing, (for a period sufficient to enable StockTraderClass.com to           verify its accuracy);
2.  com’s processing of your personal data is unlawful but you object to the erasure of your personal data;
3.  your personal data is no longer necessary in connection with the purposes for which StockTraderClass.com collected or otherwise processed             your personal data, but you require your personal data for the establishment, exercise, or defense of legal claims; or
4.  you have exercised your right to object to processing (discussed below), (pending verification that StockTraderClass.com has overriding                       legitimate grounds to process your personal data).

If you exercise your right to restrict processing, and if your exercise of said right is valid, then StockTraderClass.com can store your personal data but cannot otherwise process your personal data without your consent, unless otherwise processing your personal data is necessary for the establishment, exercise, or defense of legal claims, the protection of the rights of another natural or legal person, or for reasons of important public interest of the EU or a Member State.
  • Right to Object to Processing
Right to Object to Processing Based on Your Particular Situation

Where StockTraderClass.com’s processing of your personal information is necessary for legitimate interests pursued by StockTraderClass.com, you nevertheless have a right to object to StockTraderClass.com’s processing of your personal information on grounds relating to your particular situation. If you exercise this right, StockTraderClass.com cannot process your personal data unless StockTraderClass.com demonstrates that it has overriding legitimate grounds to process your personal data.

Right to Object to Processing for Direct Marketing Purposes

You have a right to object to StockTraderClass.com’s processing of your personal information for direct marketing purposes. If you exercise this right, StockTraderClass.com cannot process your personal information for direct marketing purposes.
  • Right to Data Portability
Where StockTraderClass.com’s processing of your personal data is based on your consent or is necessary for the performance of a contract to which you are a party or is necessary to take steps requested by you prior to entering into a contract, and where StockTraderClass.com’s processing of your personal data is carried out by automated means, you have a right to data portability. This means that you have a right to receive from StockTraderClass.com a copy of the personal data you provided to StockTraderClass.com in a structured, commonly used, and machine-readable format. Additionally, this means that you have a right to require StockTraderClass.com to transmit directly to a third party the personal data you provided to StockTraderClass.com, provided that such transmission is technically feasible and provided further that such third party is a natural or legal person, public authority, agency, or other body which, alone or jointly with others, determines the purposes and means of processing personal data.
  • Right to Withdraw Consent to Processing
Where StockTraderClass.com’s processing of your personal data is based on your consent, you have a right to withdraw consent. However, your withdrawal of consent will not affect the lawfulness of StockTraderClass.com’s processing of your personal data prior to your withdrawal of consent.
  • Right to Lodge a Complaint with a Supervisory Authority
If you think that StockTraderClass.com’s processing of your personal data is unlawful or otherwise improper, you have a right to lodge a complaint with a Supervisory Authority. A “Supervisory Authority” is an independent public authority established by a Member State pursuant to Article 51 of the GDPR. You should contact the Supervisory Authority established by the Member State of which you are a citizen. If you cannot identify that Supervisory Authority, then you may contact StockTraderClass.com using the contact information provided in Paragraph 1, above. StockTraderClass.com will exercise its best efforts to assist you in identifying that Supervisory Authority.
  • Intention to Transmit Your Data to a Third Country
StockTraderClass.com is based in the United States. Information about you may be transferred to, and processed in, the United States and countries other than the country in which you are resident. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. StockTraderClass.com employs several safeguards to protect the transmission of your personal data. These safeguards include encryption of certain data and other commercially reasonable measures and practices. If you desire more information regarding these safeguards, then you should contact StockTraderClass.com using the contact information provided in Paragraph 1.

StockTraderClass.com has not secured an Agency Decision from the European Commission that the safeguards it employs are adequate to protect your personal data.

Miscellaneous

In addition to the Site, this policy also applies to any StockTraderClass.com mobile applications and any Information that we may collect through such applications.

This Policy has been adopted and is effective as of the date set forth above, without waiving or otherwise releasing any right or obligation under any prior privacy policy or similar document or agreement of StockTraderClass.com, including without limitation any prior privacy policy or similar document or agreement set forth on the Site. This Policy hereby amends and restates any such prior privacy policy.

StockTraderClass.com reserves the right to revise this Policy at any time without notice. By using the Site, you are agreeing to be bound by the then-current version of this Policy, and your continued use of the Site reaffirms your agreement to the then-current Policy. You agree to consult the Site regularly for up-to-date versions and information about this Policy. Without limiting the foregoing, we will provide notification by electronic mail, check box, highlighted text on the Site, or other means we deem adequate, of the adoption of a revised or amended Policy that contains material revisions, amendments or other changes to the terms.

In the event that the terms of this Policy conflict with or are inconsistent with any provision of the Terms and Conditions, the Terms and Conditions shall govern.

Any claim under this Policy or otherwise related to the Site or StockTraderClass.com shall be governed by the laws of the State of New York without regard to its conflict of law provisions and shall be exclusively resolved by a state or federal court located in Queens County, New York. You agree to submit to the personal jurisdiction of the courts located within Queens County, New York, for the purpose of litigating all such claims. Notwithstanding the above, you agree that StockTraderClass.com shall still be allowed to apply for injunctive remedies (or an equivalent type of urgent legal relief) or to enforce its rights or remedies in any jurisdiction.

StockTraderClass.com reserves the right to limit the availability of the Site, and any other products or services of StockTraderClass.com, to any person, geographic area, or jurisdiction, in any manner and at any time, in its sole discretion.

If any provision of this Policy is found by a court of competent jurisdiction or arbitrator to be illegal, void, or unenforceable, the unenforceable provision will be modified so as to render it enforceable and effective to the maximum extent possible in order to effect the intention of the provision; and if a court or arbitrator finds the modified provision invalid, illegal, void or unenforceable, the validity, legality and enforceability of the remaining provisions of this Policy will not be affected in any way.

Questions about this Policy should be addressed to StockTraderClass@gmail.com.
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